Terms & Conditions

Lectrones operates a digital real estate crowdlending platform that connects individual investors with real estate project developers in Ecuadorian territory.

Be a natural person over 18 years old or a legally incorporated legal entity.

Hold an Ecuadorian ID or a valid passport and a bank account in Ecuador.

Comply with identity verification and anti-money laundering processes.

Lectrones is not a financial institution and does not collect funds from the public. We act as a technology intermediary between lenders and borrowers.

Investment decisions are the user's sole responsibility, who declares to know and accept the associated risks.

Any investment in real estate crowdlending involves risks, including the total or partial loss of the invested capital.

Communicated returns are estimates and depend on the developer's compliance and the enforcement of mortgage collateral.

Lectrones does not charge entry or exit fees to the investor. Fees applicable to developers are detailed in each financing agreement.

The texts, trademarks, graphics, software and other content of the site are the property of Lectrones or its licensors and are protected by Ecuadorian and international law.

Lectrones shall not be liable for indirect damages, loss of profits or loss of opportunity arising from the use of the site or from investment decisions made by the user.

These terms are governed by the laws of the Republic of Ecuador. Any dispute shall be submitted to the competent courts of the city of Quito, the parties waiving any other forum.